Under his leadership, Ethos aims to grow its India hub of technology, innovation and customer service  Ethos, the number one online life insurance provider in the U.S today announces the appointment of Vijay Ratnam as the new India Managing Director. In this role, Vijay will lead the company’s organizational culture, strategic resource management and planning for growth and expansion in India. Vijay has over three decades of experience in the tech and IT industry across leading companies in India